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scotsmanguide. com > news > lowest-income-earners-push-decline-in-consumer-credit-real-estate-wealth-in-2025

Lowest-income earners push decline in consumer credit, real estate wealth in 2025

2+ week, 2+ day ago  (550+ words) U. S. consumers" real estate net worth declined 0. 6% across all income brackets in the fourth quarter of 2025 as total real estate net worth remained between 2% and 2. 5% below peak levels hit in the second quarter. The fourth quarter marked the second consecutive quarter…...

Scotsman Guide
scotsmanguide. com > news > baby-boomers-leverage-soaring-home-equity-to-dominate-2026-housing-market

Baby boomers leverage soaring home equity to dominate 2026 housing market

2+ week, 18+ hour ago  (368+ words) Flush with record-high home equity, baby boomers are continuing their reign as the most dominant force in the U. S. real estate market, leaving affordability-squeezed first-time buyers struggling to keep pace. Adults ages 61 to 79 accounted for 42% of all homebuyers and 55% of all…...

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scotsmanguide. com > news > average-new-mortgage-payments-dip-but-gen-z-buyers-feel-the-squeeze

Average new mortgage payments dip to $1, 942, but Gen Z buyers feel the squeeze

2+ week, 1+ day ago  (475+ words) The average monthly payment on a new U. S. mortgage fell 2. 4% to $1, 942 in 2025, but 1 in 4 new borrowers are still devoting at least 30% of their income to housing costs. A recent analysis by Lending Tree highlights an ongoing housing affordability challenge despite a…...