News
Lowest-income earners push decline in consumer credit, real estate wealth in 2025
2+ week, 2+ day ago (550+ words) U. S. consumers" real estate net worth declined 0. 6% across all income brackets in the fourth quarter of 2025 as total real estate net worth remained between 2% and 2. 5% below peak levels hit in the second quarter. The fourth quarter marked the second consecutive quarter…...
Baby boomers leverage soaring home equity to dominate 2026 housing market
2+ week, 18+ hour ago (368+ words) Flush with record-high home equity, baby boomers are continuing their reign as the most dominant force in the U. S. real estate market, leaving affordability-squeezed first-time buyers struggling to keep pace. Adults ages 61 to 79 accounted for 42% of all homebuyers and 55% of all…...
Average new mortgage payments dip to $1, 942, but Gen Z buyers feel the squeeze
2+ week, 1+ day ago (475+ words) The average monthly payment on a new U. S. mortgage fell 2. 4% to $1, 942 in 2025, but 1 in 4 new borrowers are still devoting at least 30% of their income to housing costs. A recent analysis by Lending Tree highlights an ongoing housing affordability challenge despite a…...